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Do I Need a Good Environmental Report to Get an Equity Release Mortgage?

The reasons why clients consider freeing themselves from capital are varied and reflect individual circumstances....

Do I Need Critical Illness Cover Before Equity Release Mortgage?

Protection against serious illnesses isn't mandatory for a mortgage, but it's highly recommended to consider how your...

What is an equity release mortgage?

Capital release refers to a range of products that allow you to access the capital (cash) fixed in your home if you are...

Do I Need to Have a Good Savings History to Get an Equity Release Mortgage?

As a rule, you should release capital from your primary residence that meets a minimum valuation of around 75,000 pounds...

Unlocking the Maximum Age Requirement for Equity Release Mortgages

Are you looking to unlock the equity in your home but are unsure of the maximum age requirement? Capital release plans...

Can I Switch Lenders with an Equity Release Mortgage?

For those who have a capital release mortgage in force, it is possible to switch to another product and another lender,...

Recent Post

How long does it take to get a secured loan?

The time it takes to get a secured loan can vary depending on several factors, including the lender, the complexity of...

Do I Need a Good Property Valuation to Get an Equity Release Mortgage?

When you take out a lifetime mortgage or a mortgage with retirement interest only, you'll need one of our independent...

Do I Need a Good Legal Report to Get an Equity Release Mortgage?

Are you considering freeing up some capital from your property? Equity release mortgages are a great way to do this, but...

Do I Need Life Insurance Before Getting an Equity Release Mortgage?

Contrary to popular belief, you don't need to take out life insurance to get a mortgage. One of the main reasons people...

Does Equity Release Affect State Pension?

The release of capital does not affect your right to a state pension. Since the money released is a loan, it is not...

How Long Does It Take to Get Approved for an Equity Release Mortgage?

The capital release process usually takes about eight weeks from start to finish, although it may be longer or shorter...

Can Equity Release Mortgages Help Buy a New Property?

Using capital release for the purchase of a new property can be a great way to pay off an existing mortgage and obtain...

Unlock the Benefits of Equity Release Mortgage

Equity release mortgages are a great way to unlock the capital (cash) tied up in your home if you are an older homeowner. ...

Editors Picks

Do I Need a Good Building Insurance Policy Before Getting an Equity Release Mortgage?

Do I Need a Good Building Insurance Policy Before Getting an Equity Release Mortgage?

All lenders with capital exemptions require that you have building insurance in order to obtain a mortgage. This type of...

Can You Get Equity Release If You Have Savings?

Can You Get Equity Release If You Have Savings?

If you're considering releasing capital from your home, it's important to understand how it could affect your eligibility ...

Understanding Equity Release Mortgages: How They Work and What to Consider

Understanding Equity Release Mortgages: How They Work and What to Consider

A capital release mortgage is a financial product that allows homeowners age 55 and older to access tax-free money from...

Do I Need a Good Debt-to-Income Ratio to Get an Equity Release Mortgage?

Do I Need a Good Debt-to-Income Ratio to Get an Equity Release Mortgage?

Mortgage lenders will take into account your debt-to-income ratio (DTI) as a way to assess your eligibility. Generally,...

Can I Make Overpayments on My Equity Release Mortgage?

Can I Make Overpayments on My Equity Release Mortgage?

You can make some overpayments over the life of the mortgage without penalty, but early repayment fees may apply if you...

Do I Need an Energy Performance Certificate (EPC) Report to Get an Equity Release Mortgage?

Do I Need an Energy Performance Certificate (EPC) Report to Get an Equity Release Mortgage?

Property applications that do not meet certain criteria will be rejected. The new rules prevent landlords from issuing...