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How Long Does It Take to Get Equity Release Approved?

It usually takes about eight weeks to complete a capital release request and for you to receive your funds. Some requests ...

What Are the Fees Associated with Equity Release Mortgages?

When it comes to releasing capital, the fees of lawyers typically amount to 650 pounds sterling. However, the average...

What is the Difference Between a Lifetime Mortgage and a Home Reversion Plan?

The key difference between a lifetime mortgage and a home reversion plan is that with a lifetime mortgage, you retain...

Do I Need a Good Title Deed Report to Get an Equity Release Mortgage?

Do you need a good title deed report to get an equity release mortgage? The answer is yes. If the property is not listed...

Can Equity Release Mortgages Help Buy a New Property?

Using capital release for the purchase of a new property can be a great way to pay off an existing mortgage and obtain...

Do I Need a Good Survey Report to Get an Equity Release Mortgage?

Similar to taking out a normal mortgage, it is necessary to obtain an appraisal from a surveyor when taking out a...

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Understanding Equity Release Mortgages: How They Work and What to Consider

A capital release mortgage is a financial product that allows homeowners age 55 and older to access tax-free money from...

Do I Need an Energy Performance Certificate (EPC) Report to Get an Equity Release Mortgage?

Property applications that do not meet certain criteria will be rejected. The new rules prevent landlords from issuing...

Can I Use Equity Release to Buy a New Property?

The capital release can be used to purchase a variety of properties, such as a vacation home, investment property, or...

Do I Need a Good Credit Score to Get an Equity Release Mortgage?

Do you have a low credit score and are wondering if you can still get an equity release mortgage? Don't worry, you can...

What is the Minimum Age Requirement for an Equity Release Mortgage?

Are you looking to unlock the value of your home and access tax-free cash? Equity release mortgages are a great way to do ...

What is an equity release mortgage?

Capital release refers to a range of products that allow you to access the capital (cash) fixed in your home if you are...

How Long Does It Take to Get Approved for an Equity Release Mortgage?

The capital release process usually takes about eight weeks from start to finish, although it may be longer or shorter...

Can I Remortgage to Release Equity and Buy Another Property?

Remortgaging a property to free up the capital that can be used to purchase another property is a common practice among...

Editors Picks

Do I Need a Good Building Insurance Policy Before Getting an Equity Release Mortgage?

Do I Need a Good Building Insurance Policy Before Getting an Equity Release Mortgage?

All lenders with capital exemptions require that you have building insurance in order to obtain a mortgage. This type of...

Can Equity Release be Refused?

Can Equity Release be Refused?

You may be denied the release of capital if you plan to use the funds in a way that falls outside of the scope of...

Do I Need Life Insurance Before Getting an Equity Release Mortgage?

Do I Need Life Insurance Before Getting an Equity Release Mortgage?

Contrary to popular belief, you don't need to take out life insurance to get a mortgage. One of the main reasons people...

Do I Need to Have a Good Income to Get an Equity Release Mortgage?

Do I Need to Have a Good Income to Get an Equity Release Mortgage?

Unlocking the value of your property and converting it into cash is a way to free up capital. This can be done through a...

Can You Get Equity Release If You Have Savings?

Can You Get Equity Release If You Have Savings?

If you're considering releasing capital from your home, it's important to understand how it could affect your eligibility ...

Unlock the Benefits of Equity Release Mortgage

Unlock the Benefits of Equity Release Mortgage

Equity release mortgages are a great way to unlock the capital (cash) tied up in your home if you are an older homeowner. ...